Who We Are

Andrew Zavada, owner of ACZ, is a public insurance adjuster licensed in Pennsylvania. He brings a high level of public adjusting and insurance expertise to the homeowners he serves. His background includes working on the catastrophe team for a national insurance company, working as an independent insurance adjuster and as a consultant focusing on determining the extent of storm-related property damage. He also possesses Haag certification for roof inspectors.

Serving Residential Homeowners in Northeast Pennsylvania

ACZ Consulting is locally owned and operated. As a public insurance adjusting firm, ACZ focuses on serving residential homeowner’s in Northeast Pennsylvania and surrounding Pennsylvania counties. We will work with you through the entire claims process to ensure all issues related to your property damage are properly addressed, from reviewing your policy to estimating your damages and adjusting your claim. At ACZ Consulting, we can help protect you and uphold the insurance company’s obligation to pay. We work for you, not the insurance company.

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Blog

The Three D’s of the Insurance Industry

Jan 11, 2021
Insurance companies use different tactics to maximize their profits while reducing claim payouts whether they know it or not. The tactics include, but are not limited to the three D’s: deny, delay, and defend.  The first D is to deny the claim outright or portions of the claim. They are trained to use terms like […]
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Claims Process

Feb 21, 2020
The standard insurance claim begins with the policyholder filing a claim by calling their insurance agent or calling the 1-800 number to declare that a loss has occurred. During that initial conversation the insurance company representative will probe the policyholder asking questions like, “when did the loss occur?” or “how long has this been going […]
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Hail/Wind Damage

Feb 21, 2020
Hail and wind damage claims may go undiscovered to the ordinary homeowner or business owner. It can be difficult to see the damage caused by wind and/or hail to roofing and siding. Without the help of a public adjuster an insurance adjuster can write an estimate to patch a roof or repair a piece of […]
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Why a public adjuster?

Feb 21, 2020
It is common for insurance companies and agents to not explain your policy leaving you in the dark about coverages, depreciation, and the complex vocabulary used in insurance policies. This can make taking advantage of an uninformed policyholder very easy for a large corporation such as an insurance company. For example, insurance companies may cover […]
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